Month: September 2020
How the FDCPA protects you
Financial stress is something that many Tennessee residents are all too familiar with. Some may be barely making it, living paycheck to paycheck, and others may find themselves so deep in debt that many of their accounts have been sent to collections. The last thing anyone needs to deal with when already in a bad
Federal law confronts ongoing creditor harassment, protects you
It is getting on your nerves, causing additional stress to what you are already experiencing as you cope with extreme debt. You know that you have financial troubles, and you are working on resolving them as you take a step closer to filing for bankruptcy. However, you do not need to by continuously reminded by
These 5 issues often spark financial crisis
Many Tennessee residents keep close tabs on their finances. Then again, most do not have a financial degree of any kind but simply try to stay within budget and review their financial status every month or so. Either way, there’s no way to guarantee that financial challenges will never arise, especially a full-blown financial crisis
Chapter 7 bankruptcy can be helpful but complicated
It can be challenging to face a difficult financial situation head on. In fact, many Tennessee residents may not know how they could effectively handle their overwhelming debt, and as a result, it continues to get worse. However, Chapter 7 bankruptcy is a common debt relief option that consumers take advantage of. While it can
Choosing the right way to handle consumer debt
Most consumers carry some debt, whether it’s from credit card use or student loans. These balances are often manageable, but a single event, such as a medical emergency or job loss, can affect the ability to keep up with payments and avoid additional interests. It does not take long for debt to spiral out of