Month: March 2021
If asked to define the word “budget,” many would probably say is has something to do with devising a plan
If asked to define the word “budget,” many would probably say is has something to do with devising a plan to save money. However, it’s much more involved than that. It involves taking an accounting of where you spend your money and how your spending is impacting your ability to meet personal financial goals. Consumer
Stopping contact from creditors and seeking debt relief
One of the most annoying effects of being behind on payments and owing a significant amount of debt is the constant contact from creditors. Phone calls, letters and other means of communication are commonly used as they seek to get payment. Potential changes in the law could affect how creditors operate, and it may compel
Should homeowners use equity for debt relief?
Overwhelmed Tennessee homeowners may look to various sources for help when they are facing debt they can no longer manage. For some, it may seem like a reasonable solution to tap into their home equity to pay off debt and address specific balances. However, this is not always the most prudent option for debt relief
4 tips for rebuilding your credit after a bankruptcy
Many individuals will avoid filing for bankruptcy because they worry about doing irreparable harm to their credit scores. In general, the harm has already been done while they were fighting to keep their heads above water. Late payments, missed payments and other loan defaults can cause financial damage. It is time to file for bankruptcy,
Medical debt can hold you back, but you have options
Medical debt can rack up quickly; even a single stay in a hospital can lead to hundreds or thousands of dollars of debt. Most patients intend to pay what they owe, but it can become overwhelming and the best intentions can go unmet. The problem is that postponing this debt can lead to a number
Have school loans? Here’s a few tips to pay off your debts
Student debts are some of the most difficult to handle as an adult, especially when you’re just starting out. The cost of loans can be sky-high, with some students paying down hundreds of thousands of dollars’ worth of school loans well into their futures. Paying down these fees may seem impossible, but there are ways