Author: william-maddox
The price of the decisions you make after achieving your goals
If overwhelming levels of debt leave you in a financial stranglehold, you may wish to take every possible measure to alleviate the strain of such burdens from your life. A similar scenario could leave you exploring all available options to help you reduce or eliminate your debts and begin building a brighter financial future. While
The heavy cost of credit card debt
Many consumers in Tennessee use their credit cards for daily purchases like groceries, as well as emergency expenses, such as medical bills. As a result, the average person has at least some credit card debt. It’s easy to swipe and go, but for those who carry a balance over each month, this type of spending
Medical debt remains major concern for many Americans
Falling behind on payments for certain types of debt can lead to a number of unpleasant consequences. From wage garnishment to constant phone calls from debt collectors, owing a significant amount of debt can be stressful and overwhelming. One of the most common types of debts is medical debt. Statistics indicate that around 32% of American
Is Chapter 7 bankruptcy a solution for credit card debt?
Facing an overwhelming amount of credit card debt can be stressful for a Tennessee consumer. After falling behind on payments, debt collectors may start calling and creditors may move to initiate processes like wage garnishment. Credit card debt has reached a startling new level in the United States, which means more consumers may need to
Should you get a divorce before you file for bankruptcy?
When major issues come up in life, it is not always easy to find a solution to them. Even if you know that the only way to fix certain problems is to take substantial steps, it can be difficult to know when and how to take those steps. For example, if you are facing tremendous
Is Chapter 7 bankruptcy the right way forward?
Many people are entering 2020 with a significant amount of debt, which typically comes along with a good deal of stress. It can be especially stressful when debt collectors start calling or creditors resort to certain types of collection efforts, such as wage garnishment. To make this process stop and gain a fresh financial start,
Is a personal loan the way to get debt relief from credit cards?
People rely on credit cards for everything from weekly grocery store purchases to emergency expenses. When unexpected things arise or there are more things to purchase than normal, such as during the holidays, it can lead to higher balances than what may be manageable. As a result, Tennessee consumers look for debt relief from from
Effectively dealing with credit card debt from the holidays
The holidays are a time when consumers of all income levels tend to spend more. With gifts to buy, family to visit and parties to attend, people often depend on their credit cards to pay for the things they need. For many Tennessee consumers, this means they are going into the new year with a
Harsh collection practices over medical debt garners criticism
Medical care is expensive, even for those who have insurance and decent salaries. People of all income levels are susceptible to the extensive impact that unexpected medical debt can have, a type of burden that can quickly wipe out a person’s savings and leave him or her with an unmanageable financial burden. In order to
Starting the year with positive financial goals
The beginning of a new year means one thing: resolutions. If you are one of the many who make resolutions, you may have many of the same goals year after year. For example, you might resolve to lose weight, exercise or watch less TV. However, it may be possible that this year you have more