Solutions for dealing with medical debt
The health care system in the United States is known for being complicated and expensive. This is especially true if you suffer a severe injury or hospitalization and medical bills begin to quickly pile up. If you do not have adequate health insurance or any insurance at all, these expensive bills can quickly turn into overwhelming
High interest rates could lead to extensive credit card debt
Credit card companies may offer a variety of incentives and rewards programs to potential customers. Individuals in Tennessee could use these accounts for financial assistance and to help build their credit score. However, it is generally advisable to proceed with caution when carrying a balance, as high interest rates and extensive late fees and penalties
Gaining an understanding of one’s options for debt relief
There are a multitude of scenarios in which individuals in Tennessee may experience the hardships of dealing with debt. Whether from a change or loss of employment, or even an unexpected medical emergency, similar issues could have a devastating impact on one’s future. Regardless of how it occurs, those who are struggling with overwhelming monetary
Keeping credit card debt from becoming an issue
Many individuals in Tennessee and elsewhere use credit cards to fund a variety of purchases. Placing certain items on a credit card might not cause a person to experience monetary hardships, and in some cases, using similar accounts can be a healthy financial decision. Those who wish to protect their financial futures from harm may
Seeking guidance on what to expect re Chapter 7 bankruptcy
Many individuals in Tennessee and elsewhere have experienced prolonged periods of financial strain. Unfortunately, those in search of relief from similar issues may be hesitant to consider certain options, perhaps out of uncertainty of how their financial futures will be affected. By gaining a better understanding of the process of filing for Chapter 7 bankruptcy,
Do you know what to expect at the 341 meeting?
If you are preparing to file for Chapter 7 bankruptcy, you will also want to prepare for your 341 meeting. Also known as the “meeting of creditors,” this is a mandatory meeting that you will generally attend between 21 and 40 days after you file your bankruptcy petition. The 341 meeting explained The 341 meeting
Using a credit card to pay for medical debt could prove costly
A medical emergency can take place without a moment’s notice, and the costs of treatment can leave a person in Tennessee facing dire financial straits. Individuals who are left scrambling to cover financial obligations may feel as though a credit card may provide them with relief. However, using a credit card to pay for medical
Seeking advice on how to handle credit card debt in Tennessee
Whether for assistance in keeping up with everyday expenses, or to help fund a special occasion, many individuals in Tennessee and elsewhere may turn to credit cards in times of need. While the relief provided by such accounts may be immediate, they may also only act as a short term fix to one’s issues and
Understanding the process and one’s rights re wage garnishment
In times of financial struggle, many individuals in Tennessee and elsewhere may be forced to experience a paycheck-to-paycheck lifestyle just to get by. Unfortunately, as debts continue to be a concern, some may face the possibility of having a portion of their wages withheld. Wage garnishment is a serious concern for many, and those who
4th quarter spending may leave many with credit card debt
There are a variety of circumstances in which a person in Tennessee may experience the burdens of dealing with substantial amounts of debt. However, certain areas tend to be more troublesome than others, and many individuals have faced financial struggles due to credit card debt. With reports suggesting that individuals across the nation piled on