Ways to avoid foreclosure in 2016
If you want to avoid foreclosure, there are steps you can take to do so, many of which your attorney will be familiar with. The Obama Administration has created a number of programs designed to help homeowners avoid foreclosure and to help them make their monthly mortgage payments when they are struggling. These programs are
Medical bills: When the costs are too high to pay
If you can’t afford your medical bills, what can you do to make sure you don’t end up drowning in debt or having your accounts go to collections? There are several steps to take. First, remember to look at the bills. They may be high, and you may not want to look, but you need
Millennials: Avoiding credit cards and debt
One of the best ways to stay out of debt is never to be in it in the first place, but that’s not always an option. Credit cards can be used to build up your credit profile, helping you obtain loans and other benefits; however, if financial trouble does result when these cards are used,
You can reduce debt with these helpful tips and tricks
No one plans to fall deep into debt, but when circumstances change, the once-affordable payments you were making can become overwhelming. Many people have this situation come up at one point or another in their lives, and there are ways to handle it effectively. From cutting back on expenses to working with creditors with the
What should you do if there’s no money for a credit card bill?
There may come a time when you can’t afford to pay a credit card payment. Maybe you lost your job, underestimated your expenses or struggled with other issues in your life. Whatever the reason is, remember that you do have some options. First, try getting together some extra money by selling off a few items.
How can you get back in control of your finances?
If you’re struggling to cope with debt, it can be one of the worst feelings in the world. You may not know if you’ll have enough money to pay rent, to pay for gas to get to work or even to buy food. If you’re worried about losing your home or car, you’re not alone.
Surprise medical bill? You aren’t alone
When you’re in a collision, get hurt or maybe you just have an illness that requires ongoing care, surprise medical bills can be devastating to your pocketbook. It’s no secret that medical debt plagues many people in America, and if you’ve had a surprise bill, you may be worried about how you can handle that
You can tackle debt with these quick tips
Living in debt is a serious concern; it puts a stress on all aspects of your life. If you don’t know how you’re going to pay a bill or are living paycheck to paycheck, the damage debt can cause is already happening in your life. So, how can you stop living in the red? There
You can pay down debt and get back on your feet financially
Living in debt is not something you probably planned to do. Whether it was caused by overspending, losing your job, or medical expenses, debt may have snuck up on you and resulted in the situation you currently are in. When you’re in a high amount of debt, you have a few options. One option is
Why would Chapter 7 bankruptcy be better than 13?
Chapter 13 and 7 bankruptcies are different in a few ways. For instance, Chapter 7 bankruptcy is known as liquidation bankruptcy, because you must liquidate many of your assets during the process. Chapter 13 works differently, because you make a payment plan with your creditors. That allows you to keep your assets while paying down