Credit card debts are growing in the United States
Credit card debt is often talked about in the United States, because many people suffer from too much of it overwhelming them and leading to bankruptcy. Sometimes, using credit is the only option, but consumers have been burdened with high interest rates and payment plans that can be costly. If you have credit card debts,
Getting out of debt can start with bankruptcy
It’s easy to find yourself in debt, especially with how simple it can be to get a credit card. You’ve seen when you’ve received preapprovals in the mail or when your card limit was suddenly increased because of the amount of time you’ve been with the company. While those times may have seemed exciting once,
Does paying more than the minimum credit card payment help?
If you’re like many Americans in debt, you remember when you first started using your credit card. At first, you may have been very careful to pay it off on time each month, but now, it’s started to accrue. It seems like you’ll never get out of debt, and you may even be considering bankruptcy.
Chapter 7 bankruptcy can help you get out of debt
Are you struggling to pay your bills? Are you worried that you could lose your home in a foreclosure? These are very serious issues that you have to resolve. Fortunately, there are several ways you can solve a debt dilemma that can help you get back on track financially. Chapter 7 bankruptcy is one of
Affordable Care Act could be costly and doesn’t reduce past debts
Even through the Affordable Care Act was designed to provide affordable medical care to many Americans in need of insurance, it hasn’t fully eliminated the debts, co-pays and deductibles that medical insurance can still force you to accrue. For instance, 9.4 million fewer families have struggled to pay medical bills thanks to the Affordable Care
Goals matter when picking mortgage debt relief options
Owning a home is a dream of many people here in Tennessee. Sadly, there are certain things that can cause this dream to become a nightmare. One such thing are mortgage struggles. Mortgage struggles can leave a homeowner facing a mountain of mortgage debt and the possibility of having their home foreclosed on. There are
Will 2015 be a rocky credit card debt year for consumers?
Overall trends when it comes to consumers and credit cards can vary quite a bit from year to year. What will this year end up looking like for consumers when it comes to credit card debt? A survey paints a somewhat gloomy picture when it comes to this question. The survey was done by FICO
Errors may be quite common in medical bills
One thing that it is not uncommon for a person to face after having received significant medical care is a big medical bill. There are many things it can be important for a person to check when it comes to medical bills. For one, when a person receives a medical bill, checking the bill for
Millennials and credit cards
Having a credit card may not be as common of a thing among Millennials as one might think. This is one of the things a recent survey indicates. The survey was done by CreditCards.com. The results of the survey indicate that less than two-thirds of individuals in the age range of 18 to 29 here
Tennesseans sometimes experience student debt problems
In today’s world, having student loan debt is a reality for many. There are quite a few individuals here in Tennessee who carry a student debt load. According to federal government estimates, there are around 831,000 student loan borrowers in the state. For many student loan borrowers here in Tennessee, their student debt load is