Category: Chapter 7 Bankruptcy

Financial prospects look dim and many Tennessee residents are afraid that they will soon lose the family homes. A job loss, medical bills or other financial setbacks can make it difficult to keep up with mortgage payments. For those facing unmanageable circumstances, the focus shifts to trying to find a way to prevent mortgage foreclosure.

Debt can become an overwhelming burden. At first, a little bit of debt does not seem like too big of a problem. In fact, debt is often necessary when the Tennessee resident decides to purchase a home or a car. However, sometimes circumstances change, and debt that was not a problem to repay suddenly becomes

Facing an overwhelming amount of credit card debt can be stressful for a Tennessee consumer. After falling behind on payments, debt collectors may start calling and creditors may move to initiate processes like wage garnishment. Credit card debt has reached a startling new level in the United States, which means more consumers may need to

Many people are entering 2020 with a significant amount of debt, which typically comes along with a good deal of stress. It can be especially stressful when debt collectors start calling or creditors resort to certain types of collection efforts, such as wage garnishment. To make this process stop and gain a fresh financial start,

When a Tennessee consumer is overwhelmed by his or her financial responsibilities, it can lead to unpleasant consequences, such as wage garnishment and other debt collection efforts. Credit card debt and medical bills can lead to an unmanageable debt burden, as can student loan debt. Many people seek debt relief through Chapter 7 bankruptcy, but

Most Tennessee consumers have debt, and for some, it can be an overwhelming financial burden. There are times when some people would suggest that debt is not a negative thing, but there is a line when any type of debt can become too much for a person to handle. At this point, a person would

When a person is behind with his or her payments and is unable to catch up, the creditor will work to collect payment in various ways. The company may start calling and sending letters, but if these methods are ineffective, it may turn the debt over to a collections agency. This can be overwhelming for

Financial stress can be both physically and mentally devastating. The unending worry can lead to sleepless nights, difficulty focusing and more. Yet, many Tennessee residents find themselves facing overwhelming financial stress all too often.  In some cases, Chapter 7 bankruptcy is the solution that they have been looking for. Chapter 7 bankruptcy offers the individual

Many Tennessee consumers struggle with certain types of debt, particularly unsecured debt like medical and credit card debt. These balances can quickly grow beyond a person’s control, leading to financial stress, accumulating interest and calls from debt collectors. Filing for Chapter 7 bankruptcy can help a person discharge many types of unsecured debt. One thing

When a lawsuit is started in Tennessee and other states, the papers must be filed in the court house and served on the person who is being sued. A summons is usually included with those papers, and it tells the defendant how and when to respond to the lawsuit. When the summons and complaint have