Category: Credit Card Debt

Living in debt is not something you probably planned to do. Whether it was caused by overspending, losing your job, or medical expenses, debt may have snuck up on you and resulted in the situation you currently are in. When you’re in a high amount of debt, you have a few options. One option is

There are several consumer protections in the Credit CARD Act that can help you protect yourself. If you’re in over your head with credit card debt, there are some things you can do to mitigate this. While you have options like bankruptcy or debt repayment plans, your attorney may also help you protect yourself against

Sometimes, credit card usage is a must. Maybe you need to make a payment and you’re getting paid a day later, so you want to make sure you don’t miss it. Maybe you have a vacation you want to plan, and the card provides you with an easier way to protect your funds while you’re

If you’ve been battling with credit card debt, you may be considering the ways in which you can eliminate it. While bankruptcy and credit counseling are possibilities, the real question is why so many people in America suffer from high debt-to-income ratios. Without the initial debt, many people would be better off and not have

When you’re struggling to pay the bills or want to have extra credit on hand, one of the ways to make sure you have emergency coverage is by applying for a credit card. Some people make mistakes applying, though, because not all credit cards are the same. Some have heavy penalties and late fees, while

What can you do if you find out that someone you know has used your credit cards or credit cards in your name to exceed or max out the spending limit? You’ll be left to pay the bill if they don’t, and that means you’re in debt that you didn’t even accrue. While one of

Since you run a business, you’re always looking for ways to make a better profit and save money. The benefits of a business credit card may appeal to you; things like cash-back services and upgraded flights can be possible, but is this credit card really better for your situation? It can lead to mounting debts

Avoiding getting into debt is one of the best ways to make sure you never have to face bankruptcy again. If you’re considering bankruptcy now, your attorney can help you learn about your options. However, when your bankruptcy is complete, you’ll need to make sure you don’t make the same mistakes again. So, what should

Credit card debt can be hard to deal with, but if you can get a handle on it early, you may be able to consolidate it or pay it down before you get in too deep. It’s easy to slip too far into debt, though, so how can you know if your debts are too

Does debt settlement affect your credit score? Yes, but you may be interested in how it does, because it’s not as obvious as you may think. With debt settlement, you pay a portion of what you owe instead of the full amount that you owe. It’s normal for your credit to take a hit after