Category: Debt Relief

Faced with losing their home, many Tennessee residents will go to great lengths to avoid that outcome. That includes working with their loan servicer to pursue available debt relief options. In many cases, those efforts are successful. At times, however, borrowers are subjected to questionable business practices. Protecting Americans from unlawful and unfair actions is

For some college graduates, the high cost of tuition and associated expenses will come as a shock once those student loan bills start to roll in. Faced with the need to cover living expenses while working at an entry-level position, many will turn to credit cards to cover costs. Before long, a serious debt situation

Despite regulations established by the now former president, student loan debts continue to rule. Delinquencies remain a serious problem as most borrowers are behind on their payments. Since 2013, the average past due balance increased by 17 percent. Currently, 42.4 million people in the United States have student loan debts exceeding a combined $1 trillion.

When it comes to debt, there are two different types, secured and unsecured. While secured debt is essentially a credit line backed by a tangible asset, an unsecured one is not backed by any contingencies. Even though they differ in this respect, they both can adversely impact an individual’s credit score, resulting in collection calls,

When it comes to drowning in debt, there are a number of reasons individuals find themselves struggling to make ends meet. Whether it be unforeseen circumstances or voluntary excesses, debts, if left unresolved, can make your life much more difficult that it already was. There are a number of reasons you may find yourself overwhelmed

When you want to get out of debt, one of the questions you’re undoubtedly asking is, “what’s the best way to do this without ruining my credit?” Debt relief comes in many forms, and choosing the right one comes down to understanding how each one affects you in the long term. For example, if you

If you need to repay student loans, they can seem insurmountable. The cost of medical school is hundreds of thousands of dollars, and most students have around $183,000 in debt when they graduate, as of 2015. What can you do to decrease this debt, as well as any debts you have from undergrad? First, consider

Feeling the grip of debt after the holidays? You’re not alone. In fact, many people spent more than they wanted to or have buyer’s remorse. Without returning the items, all you can do is look to the future and make decisions on how to address this debt. Here are a few ways to get ahead.

Vehicle repossessions can make your life very difficult; with no vehicle, you may not be able to go to work or could struggle to take your children to school or activities. If you’re struggling with debt, vehicle repossession may be a realistic fear you have. If you miss one payment or more, the creditor or

Chapter 11 bankruptcy is a kind of bankruptcy that businesses can use to help themselves get out of debt while still maintaining a presence in the market. Chapter 11 bankruptcy gives businesses the chance to restructure debt; they may do that by reaching out to creditors to make new arrangements, changing who they buy from