Category: Uncategorized
How to start rebuilding credit during bankruptcy
Many people living in Tennessee suffer from some form of debt. In fact, one recent report indicated that nearly 70% of the state’s population have some amount of medical debt. The state leads the country in medical bankruptcies because so many people are unable to repay the debts on their own. You may be hesitant
If asked to define the word “budget,” many would probably say is has something to do with devising a plan
If asked to define the word “budget,” many would probably say is has something to do with devising a plan to save money. However, it’s much more involved than that. It involves taking an accounting of where you spend your money and how your spending is impacting your ability to meet personal financial goals. Consumer
4 tips for rebuilding your credit after a bankruptcy
Many individuals will avoid filing for bankruptcy because they worry about doing irreparable harm to their credit scores. In general, the harm has already been done while they were fighting to keep their heads above water. Late payments, missed payments and other loan defaults can cause financial damage. It is time to file for bankruptcy,
Americans continue to fall behind on certain debt payments
In the midst of a global pandemic and economic hardship, it is not surprising to hear that many Americans are struggling financially. This is a difficult time for many Tennessee consumers, and many families are unable to make payments on some of their monthly expenses. Studies find that people are falling behind on their auto
Should you file for bankruptcy before or after getting married?
Getting engaged is an exciting experience. You likely cannot wait to get the wedding planned and to walk down the aisle to say, “I do.” Of course, before the wedding takes place, you and your future spouse may need to have some serious discussions. In particular, you may need to take a look at your
Knowing the most prevalent causes of lingering credit card debt
While dealing with substantial levels of monetary hardship may never be ideal, unfortunately, various scenarios make it all too easy to fall prey to the trials of debt. Some forms of debt can pile up in a hurry, and the fallout of your past spending habits could leave you facing an uphill battle for relief.
The price of the decisions you make after achieving your goals
If overwhelming levels of debt leave you in a financial stranglehold, you may wish to take every possible measure to alleviate the strain of such burdens from your life. A similar scenario could leave you exploring all available options to help you reduce or eliminate your debts and begin building a brighter financial future. While
Should you get a divorce before you file for bankruptcy?
When major issues come up in life, it is not always easy to find a solution to them. Even if you know that the only way to fix certain problems is to take substantial steps, it can be difficult to know when and how to take those steps. For example, if you are facing tremendous
Starting the year with positive financial goals
The beginning of a new year means one thing: resolutions. If you are one of the many who make resolutions, you may have many of the same goals year after year. For example, you might resolve to lose weight, exercise or watch less TV. However, it may be possible that this year you have more
Is it possible to discharge student loan debt?
Massive student loan debt is one of the rising economic problems in the United States. This debt now totals over $1.6 trillion, and many politicians have looked for ways to relieve students of this burden. For the time being, this debt is merely a way of life for many people who just wanted a higher