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Medical debt often overwhelms patients, and it is the major reason for people to declare bankruptcy. Studies find that a certain amount of medical debt piles up because of billing errors that patients do not recognize. Consequently, they struggle to pay a stack of bills that only continues to grow. A world of confusion A

According to the Internal Revenue Service, Chapter 13 is the form of bankruptcy individual filers generally choose if they have not been able to pay their back taxes. If Chapter 13 appears to be the right option for you, be prepared to square your bill with the IRS. How Chapter 13 works If you have

Perhaps you face a mountain of debt and are considering filing Chapter 7. You know you will have to give up some of your property, but what will that include? Do not worry about losing items that are essential for living and working. With regard to your bankruptcy procedure, these are known as the “necessities

It is no secret that the health care system in the United States places a heavy financial burden on patients. Whether you are going in for a general wellness check or preparing for a major surgery, you can anticipate a hefty bill to pay, and this is often true even when you have insurance. The

People often feel apprehensive about considering filing for bankruptcy. However, while other alternatives can sometimes help, in some cases bankruptcy does present the best option for dealing with debt. This general outline provides an introduction to the workings of a Chapter 7 filing. Who can file To file for bankruptcy in Tennessee, you must have

Your credit card comes in handy when you need or want to make a big purchase. It is an easy tool to use, which means you may lose track of your spending. You may have an idea that you have a debt problem, but you may not know–or want to admit–the severity of the issue.

The health care system in the United States is known for being complicated and expensive. This is especially true if you suffer a severe injury or hospitalization and medical bills begin to quickly pile up. If you do not have adequate health insurance or any insurance at all, these expensive bills can quickly turn into overwhelming

According to a recently-published study, at least 25 percent of those from either the Millennial or GenX population find themselves encumbered by medical bills. These same groups, which cover the 18- to 50-year-old demographic, comprise the population with the highest medical debt among any generational group as well. While an initial thought process may lead

When most people file for bankruptcy, they assume it’s very much a file-it-and-forget-it type of situation where a judge will approve their request for debt relief. However, it’s not. Instead, filing for and having your bankruptcy discharge request approved may not happen if the trustee in your case has reason to suspect you were untruthful

A recent study conducted among 1,000 adults between February 23 and 24, 2017 suggests the increased health care costs continue to plague the American consumer. The study, a collaborative effort carried out by the global market research firms, Amino and Ipsos, suggests that American consumers continue to be plagued by concerns over overwhelming medical debt